Protect your assets in the event of a disaster.
Flood insurance throughout Ohio.
Just because you don’t live in a high flood risk area, doesn’t mean it’ll never happen to you. We’ll provide the specialized coverage you need to help protect your home from rising waters—even if you’re not in a flood zone.
Three major myths about flood insurance mean you could be taking an unnecessary risk.
The first is that flood insurance is only needed for people living in designated flood zones. In reality, flooding is a potential risk everywhere and the damage can be devastating.
Another myth is that homeowners insurance automatically includes flood insurance. In reality, that is usually not the norm, and you should always assume you aren’t covered unless your homeowners policy specifically says otherwise.
The third myth is that government programs have taken care of flood insurance. There is a National Flood Insurance Program that guarantees the availability of insurance in specific areas. However, this only covers a tiny percentage of American homes.
Which insurance solution is right for your family?
Explore how having the right insurance can protect you from the unexpected.
Building Coverage: Foundation
Covers damage to the walls of your foundation, staircases, and anchorage systems.
Building Coverage: Garage
Protects detached garages from flood damage resulting from a covered event.
Building Coverage: Electrical & Plumbing
Protects you if a flood causes electrical or plumbing damage.
Building Coverage: Appliances
Covers damage to permanently installed appliances and cabinetry.
Contents Coverage: Furniture
Protects from damage to couches, tables, beds, and other furniture.
Contents Coverage: Electronics
Covers damage to home electronics and some mobile appliances such as washers, dryers, and microwaves.
Contents Coverage: Clothing
Protects your clothing from flood water damage.
For most homeowners, floods are a low-likelihood but high-cost risk. If you are hit by flooding you could lose many or most of your personal possessions, face major reconstruction work, and be left homeless for months while your property is made habitable again. In most cases, not having flood insurance is a chance you simply can’t afford to take.
Contact us and we’ll help explain the benefits of obtaining a separate flood insurance policy.
Flood Insurance Quote Request
As an independent agency, we offer multiple options at competitive prices.
